Judy C. Tracy, 74, passed away Wednesday, February 12, 2020 at her home in Montrose.

Funeral services will be held at 1:30 p.m. Sunday, February 16, 2020 at Effingham Assembly Church with Pastor Bryan Newswander officiating. Burial will take place in the Montrose Cemetery. Visitation will be held from 4:00 p.m. to 7:00 p.m. Saturday evening at Bauer Funeral Home in Effingham and from 1:00 p.m. to time of service, Sunday at the church. Memorial donations may be given to the donor's choice.

Judy was born January 30, 1946 in Effingham, the daughter of John W. and Violet E. (Bell) Flowers. She married Robert L. Tracy on April 8, 1962 and he preceded her in death in 2000. Judy was a tax preparer for H&R Block for many years.

Judy is survived by her daughter, Kathryn R. Suckow of Montrose; son, John C. (Carol) Tracy of Jewett; grandchildren, Heather Jones (special friend, Kevin), Malissa Sapp, Katie Sapp (special friend, Jeremiah), Britany (Ryan) Spence, Jared Sapp, Christopher (Leah) Tracy and Steven (Autumn) Tracy; twenty one great-grandchildren and seven great-great-grandchildren; brother, James (Ginger) Flowers of Queens Creek, AZ; four sisters, Ellen (Tracy) Morrison of Shelbyville, Marilyn (Dennis) Fender of Edgewood, Linda (Darren) Smith of Kinmundy and Lisa Flowers (fiance, Brian Hewkin) of Edgewood.

Judy was preceded in death by her parents; husband; son-in-law, Tim Suckow; brother, Jerry Bell; sister Brenda Chandler; one great-grandson and one great-great granddaughter.